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Credit Scoring & Its Applications [With CD-ROM] Contributor(s): Thomas, Lyn C. (Author), Edelman, David B. (Author), Crook, Jonathan N. (Author) |
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ISBN: 0898714834 ISBN-13: 9780898714838 Publisher: Society for Industrial and Applied Mathematic
Binding Type: Paperback Published: January 1987 Click for more in this series: Siam Monographs on Mathematical Modeling and Computation |
Additional Information |
BISAC Categories: - Business & Economics | Marketing - General - Mathematics | Linear & Nonlinear Programming |
Dewey: 658.88 |
LCCN: 2001049846 |
Series: Siam Monographs on Mathematical Modeling and Computation |
Physical Information: 0.53" H x 7.06" W x 10.14" L (1.09 lbs) 260 pages |
Features: Bibliography, Illustrated, Index, Table of Contents |
Descriptions, Reviews, Etc. |
Publisher Description: Tremendous growth in the credit industry has spurred the need for Credit Scoring and Its Applications, the only book that details the mathematical models that help creditors make intelligent credit risk decisions. Creditors of all types make risk decisions every day, often haphazardly. This book addresses the two basic types of decisions and offers sound mathematical models to assist with the decision-making process. The first decision creditors face is whether to grant credit to a new applicant (credit scoring), and the second is how to adjust the credit restrictions or the marketing effort directed at a current customer (behavioral scoring). The authors have filled an important niche with this groundbreaking book. Currently, only the most sophisticated creditors use the models contained in this book to make these decisions, but all creditors can know these aids to successful lending. |
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